It's not a huge leap of faith to order a pair of shoes online; it is a larger leap to entrust your money to a company that exists only on your computer screen or smartphone. Here's why you don't need to worry:
All deposits at Bank X are FDIC insured up to $250,000 per depositor.
We're Not New at This
BofI Federal Bank, our parent bank, has been perfecting the online banking model for 14 years.
We Win Stuff
The experts have taken notice. Bauer Financial gives us a 5 out of 5-star rating and SNL ranked us the #1 Top Thrift of 2012, 2013, 2014, and 2015.
We keep your money safe, so you can access it whenever you want, wherever you are. Guaranteed.
Who we are
We hesitate to talk about ourselves because our goal is to make banking about you. But so you know where it's all coming from: We are a group of people just like you who believe it's time for a change in banking. We feel it's wrong to pay to use your own money. It's time that you had total control over your checking and savings accounts.
What we do
Imagine a bank in your room. In your kitchen. In your bathroom (kind of weird, but definitely convenient). In your office. In your car. And at the beach... A bank so convenient that you could get your banking done from anywhere that you have your PC or smartphone. It's time to 1-UP (any Super Mario fans out there?) your banking platform. Banking that delivers excellent customer service and great interest rates without outrageous costs. That's Bank X.
How we do
what we do
Bank X operates on an innovative branchless banking business model. Since we don't have to spend money maintaining physical branches, we can pass those savings along to you. There are perks to this relationship. We don't have our own ATMs but will let you access any ATM in the nation and even reimburse you any fees1. That's how we roll.